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- 🏛 Supreme Court Rules: Property Registration Alone Doesn’t Prove Ownership – What You Must Know
📌 Introduction A recent Supreme Court judgment in India has clarified that property registration alone doesn’t guarantee ownership . Many buyers assume that once a property is registered in their name, they’re fully protected — but that’s not the case anymore. Let’s explore what this means and the essential documents required to prove legal ownership of property in India. ⚖️ What Did the Supreme Court Say? The Supreme Court highlighted that ownership must be proven through more than just a registered sale deed . True ownership is established through a complete set of documents that prove legal title, possession, and a clear history of ownership. This has direct implications for buyers, sellers, and brokers alike — especially in cities like Mumbai, where high-value real estate is regularly transacted. 📄 Essential Documents to Prove Property Ownership Below is a breakdown of the key documents every buyer should ask for and every seller should be prepared to show: ✅ Registered Sale Deed This is the legal agreement that confirms the sale and transfer of the property. It must be signed and registered at the sub-registrar’s office. ✅ Title Deed Confirms the current owner's legal right to sell. It also reflects the property’s ownership history — essential to ensure there’s no break in the chain. ✅ Possession Letter Issued by the builder or previous owner, this confirms that the buyer has been handed possession of the property. ✅ Utility Bills & Tax Receipts Bills in the owner’s name (electricity, water, property tax) help establish actual possession and ongoing ownership. ✅ Mutation Certificate This document shows the municipal records have been updated with the new owner’s details, primarily for tax purposes. ✅ Encumbrance Certificate This confirms that the property is free from mortgages, loans, legal dues, or other financial liabilities. 🧠 Our Approach to Safe Transactions We do not claim to verify all documents before listing — doing so would add huge costs for both sides. However, once a client expresses interest in a property, we always recommend they consult our trusted lawyer for document checks. We assist in coordinating with a legal expert who can: ✔️ Review the title deed and past ownership ✔️ Check for encumbrances or legal disputes ✔️ Verify OC (Occupancy Certificate) and RERA registration ✔️ Confirm possession and sale documents are in order This way, buyers make informed decisions, and sellers gain credibility. 📎 Final Thoughts Don’t rely on registration alone. Legal ownership of property in India depends on a full set of documents , each playing a specific role. If you’re a buyer, always conduct due diligence through a legal professional. If you’re a seller, being transparent about your paperwork helps build trust and leads to faster, cleaner transactions.